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Privacy Statement

Who we are

AG真人计划 Group Pension Scheme Trustees Limited is the trustee (鈥渢he Trustee鈥) of the AG真人计划 Group UK Pension Scheme (鈥渢he Scheme鈥).聽聽

As the Trustee of the Scheme, we hold certain personal information (known as 鈥減ersonal data鈥) about scheme members and, where applicable, their dependants and beneficiaries.聽 Most of the personal data held and processed by the Trustee in running the Scheme will be personal data (in other words, it is information from which you as an individual can be identified).聽

For legal purposes, the Trustee is known as the 鈥渄ata controller鈥, as we decide the purposes for and the means by which the personal data we hold is processed. The Scheme also works with joint data controllers which include Legal & General and AG真人计划.聽

What information we collect about you

Depending on the circumstances and the stage of your membership, we may hold some or all of the following information about you:

路聽聽聽聽聽聽聽聽 your name and date of birth

路聽聽聽聽聽聽聽聽 your address

路聽聽聽聽聽聽聽聽 your national insurance number

路聽聽聽聽聽聽聽聽 your gender

路聽聽聽聽聽聽聽聽 details of your bank account (to pay benefits)

路聽聽聽聽聽聽聽聽 details about your dependants and/or beneficiaries

路聽聽聽聽聽聽聽聽 medical and other details about your health

路聽聽聽聽聽聽聽聽 details of your pay and any associated benefits, bonuses etc

路聽聽聽聽聽聽聽聽 your email address

路聽聽聽聽聽聽聽聽 details of your race / ethnicity

路聽聽聽聽聽聽聽聽 details of sexual orientation

路聽聽聽聽聽聽聽聽 details of religious / philosophical political beliefs

路聽聽聽聽聽聽聽聽 details of membership of trade union

How we use that information

The Trustee has a legitimate interest in holding and processing the above information about you as it is needed for us to properly administer the Scheme and to calculate and pay benefits.聽 We also keep the above information in order to allow us to comply with our obligations towards members under the Scheme governing documents, as well as under relevant legislation. We will not collect any personal data from you that we do not need.

Personal data relating to the Scheme is held on paper and on computer systems.聽 As the 鈥渄ata controller鈥, the Trustee must process this information fairly and lawfully.

As part of running the Scheme, we may also need to hold and process particularly sensitive information about you and/or your dependants and beneficiaries (known as 鈥渟ensitive personal data鈥).聽 Under the legislation, details relating to health, racial or ethnic origin, religious or other similar beliefs, sexual orientation and political affiliations are regarded as 鈥渟ensitive personal data鈥.聽 Except where the legislation allows it, this information cannot be processed or passed to a third party without your explicit consent.

Personal data may also be used for automated decision making. This may include:

路聽聽聽聽聽聽聽聽 Eligibility for auto enrolment

路聽聽聽聽聽聽聽聽 Eligibility for SMART (salary sacrifice)

路聽聽聽聽聽聽聽聽 Default investment switching. This is based on a combination of factors such as age and target retirement date. This will be used to automatically switch your investments if you are in a lifestyle fund

Who we share it with

We are not allowed to disclose personal data about you to other parties except:

路聽聽聽聽聽聽聽聽 when required for contractual or legal reasons or other specifically identified purposes; or

路聽聽聽聽聽聽聽聽 where you have given your consent.

As the Trustee needs help from various advisers to properly administer the Scheme, we share personal data with the following:

路聽聽聽聽聽聽聽聽 your current, past or future employer which may include group companies which are based outside the EEA. Where data is sent outside the EEA, appropriate safeguards are put in place to ensure that your data is kept secure. If your data is being transferred outside of the EEA (for example if you are working in a different country), your employer will be responsible for providing you with information about this and the safeguards that will be in place

路聽聽聽聽聽聽聽聽 your past pension schemes/providers to query any information that is held

路聽聽聽聽聽聽聽聽 the Scheme鈥檚 professional advisers, including the Scheme actuary, auditor, medical advisers, investment adviser and lawyers

路聽聽聽聽聽聽聽聽 the third parties who are responsible for the day-to-day administration of the Scheme on behalf of the Trustee including tracing agents and existence checkers

路聽聽聽聽聽聽聽聽 HM Revenue & Customs and other legal/statutory bodies (such as the Pensions Ombudsman, the Pensions Regulator and the UK Courts) 鈥 the Trustee can be fined and subject to other action if it fails to provide certain information to these authorities

路聽聽聽聽聽聽聽聽 the advisers and printers who help us prepare various communications we send to you, such as the annual benefit statement

路聽聽聽聽聽聽聽聽 our appointed insurance company or companies for the purposes of life insurance and additional voluntary contributions

路聽聽聽聽聽聽聽聽 depending upon how we pay pensions, the personal data we have to supply in order to effect a BACS transfer (the Bankers' Automated Clearing Service) or CHAPS (the Clearing House Automated Payment System) in the UK and/or a payment via HSBC when pensions are being paid overseas

How long we keep personal data for

We must keep all personal data safe and only hold it for as long as necessary.聽 To meet the requirements of both UK tax and pensions law, we must keep certain personal data (for example, details about the date a member joins the Scheme, their name and address, and details of benefits paid) for a minimum of 6 years. But, given the nature of pension schemes, the Trustee may be required to keep some of your personal information for the rest of your life.聽

However, we review the personal data held in relation to the Scheme on a regular basis in accordance with our data retention schedule.聽 If we conclude that certain personal data is no longer needed, that personal data will generally be destroyed.

Your rights

You have the right to see personal data that is held about you and a right to have a copy provided to you, or someone else on your behalf, in a machine readable (namely, digital) format.

If at any point you believe that the personal data we hold about you is inaccurate/wrong, you can ask to have it corrected.

You can require the Trustee to restrict/limit the processing of your personal data in certain circumstances, for example, whilst a complaint about its accuracy is being resolved.

You can object to your personal data being processed, although the Trustee can override this objection in specific instances where they have a legitimate interest in processing that information

Where you have given us your consent to processing your personal data, you can withdraw that consent at any time by notifying us (see 鈥淲ho to contact鈥 below).聽 It may be possible for the Trustee to continue processing your personal data where this is justified.

You can request that your personal data is deleted altogether although the Trustee can override this request in certain circumstances.聽

You should be aware that taking any of the above steps could impact on the payment of your benefits and/or your participation in the Scheme and/or our ability to answering questions relating to your benefits.聽

Information will generally be provided to you free of charge, although the Trustee can charge a reasonable fee in certain circumstances.

Who to contact about your personal data

If you wish to:

路聽聽聽聽聽聽聽聽 see your personal data or to exercise any of the rights mentioned above

路聽聽聽聽聽聽聽聽 make a complaint about how we have handled your personal data

Please contact the Scheme Secretary or Pensions Manager by emailing

Making a complaint to the Information Commissioner鈥檚 Office

If you are not satisfied with our response to any query you raise with us, or you believe we are processing your personal data in a way which is inconsistent with the law, you can complain to the Information Commissioner鈥檚 Office whose helpline number is: 0303 123 1113.聽

Updates to this notice

This notice is the latest version as at 23 September 2019.聽 This notice will be updated from time to time.聽 You will be able to see the latest version at http:/company/uk-pensions.html

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